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Business Interruption Losses

When your business is faced with an unexpected insurable event, you need to focus on returning your business to normal and maintaining your customers.  As an accountant experienced with income and inventory loss calculations, I can assist you in supporting your proof of loss claim.

Once you have reported your loss to your broker and insurance company, who have established the coverage for your loss, it is important to contact me as early on in the process as possible to ensure that you receive timely and accurate reimbursements of your losses.  That said, it is never too late to give me a call.  Even if the repairs are completed or the insurance company has provided their calculations. 


Typically, your insurance company will assign their own accountant to calculate your loss.  However, all policies have professional fees coverage.  You are entitled to retain your own experienced forensic accountant at no cost to you, who will consider your best interests.

Many insureds simply rely on their own accountant who provides their bookkeeping, audit, or tax services to prepare their loss claims.  However, calculating business interruption losses requires specialized techniques and analysis, an objective mindset, as well as a strong understanding of your insurance policy, all of which is possessed by a forensic accountant.  By relying on your own accountant, you may not end up claiming what you deserve.


If your insurance company’s accountant does prepare a loss calculation, it may not be a fair representation of your loss, which is why it is important to ask for my assistance to review this report on your behalf.

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